Build Now, Pay Over Time

Flexible payment plans starting from GH₵3,500/month. Make your dream home a reality without the wait.

How It Works

1

Choose Your Package

Browse our building packages or request a custom quote for your project.

2

Apply for Financing

Complete our quick 5-minute application form with your project and income details.

3

Get Approved

Receive approval decision within 24 hours. Our partners handle credit assessment.

4

Start Building

Make your down payment and receive materials as you meet payment milestones.

Payment Calculator

GH₵25,000GH₵200,000
40% (Minimum)70%
6 months24 months

Down Payment

GH₵30,000

Financed Amount

GH₵45,000

Monthly Payment

GH₵4,313

for 12 months

Total Amount

GH₵81,750

(incl. GH₵6,750 interest)

* Interest rate: 15% APR. Rates may vary based on partner institution. Final terms subject to approval.

Requirements

Verified employment or business income
Minimum 40% down payment
Ghanaian resident with valid Ghana Card
Verifiable land or building site
Two personal references
Income sufficient for monthly payments

Apply for Financing

Complete your application in under 5 minutes. Get a decision within 24 hours.

Personal Information

Employment Information

Project Information

Financing Details

Amount to be Financed

GH₵45,000

Over 12 months at 15% APR

Personal References

Please provide two personal references

Reference 1

Reference 2

By submitting, you agree to our terms and conditions. You'll receive a confirmation email shortly.

Frequently Asked Questions

Who provides the financing?

We partner with reputable Ghanaian banks and microfinance institutions. Your application is forwarded to our partners who handle credit assessment and loan approval.

What if I default on a payment?

Our payment plans are milestone-based. Materials are delivered as you make payments, so you never receive more than what you've paid for. Our partners work with customers facing difficulties to find solutions.

Can I pay off early?

Yes! Most of our partner institutions allow early repayment without penalties. Check with your specific lender for their early payment policy.

How long does approval take?

We review applications within 24 hours and forward approved applications to our partners. Partner approval typically takes 2-5 business days depending on documentation.